The Assam state government launched the Apun Bahan Scheme Assam 2024. To provide loans to Government employees in the Assam state so that they can buy motor vehicles The Assam state government launched the Apun Bahan Scheme Assam 2024. Under the scheme, the authorities will charge an interest of 2 % on the purchase of petrol or diesel vehicles and 3% on electric vehicles for male employees and for female employees it is 3% for every vehicle. With the help of the scheme, the official Government employees of Assam state can fulfill their goal of buying a vehicle for themselves.
The objective of Apun Bahan Scheme Assam
The main objective of launching the scheme is to help government officials buy a vehicle of their own. With the help of a loan with very low interest, the applicants can purchase a vehicle without worrying about financial problems. The Government of Assam state will also provide subsidies to the applicants which will be transferred directly to the applicant’s salary account. The maximum amount of loan under the scheme will be either 48 times the net monthly income or₹ 15 lakh, whichever is lower. All the applicants who clear the eligibility criteria must visit the official website and fill out the application form online.
Also Read: Mukhya Mantri Lok Sevak Arogya Yojana
Key Highlights of Apun Bahan Scheme Assam
| Name of the scheme | Apun Bahan Scheme Assam |
| Launched by | Government of Assam |
| Objective | Provide various benefits |
| Beneficiaries | Citizens of Assam |
| Official website |
Eligibility Criteria
- The applicant must be a government official in Assam state.
- The applicant must be between the age group of 21 to 53 years.
- The applicant must be serving the Assam state government for 7 years.
- The annual income of the applicant’s family must not exceed INR 3 lakh.
Benefits Under Apun Bahan Scheme Assam
- With the help of the scheme, Government employees can fulfill their dreams of buying a vehicle.
- The government will provide loans to government officials with very little interest.
- The subsidy amount will be transferred directly to the salary account of the applicant.
- The applicants can also repair the amount of the loan with a minimum of 3 years and a maximum of 7 years.
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Required Documents
- Aadhar Card
- Email ID
- Mobile Number
- Electricity bill
- Address Proof
- PAN Card
- Passport Size Photo
Loan Amount and Process
- The maximum loan amount will be either 48 times the net monthly income or₹ 15 lakh, whichever is lower.
Repayment Period of Apun Bahan Scheme
- The repayment period of the loan under the Apun Bahan Scheme is 3 to 7 years
Apun Bahan Scheme Assam Application Process
STEP 1: To apply for the Apun Bahan Scheme Assam Government employees can submit their application through their DDOs.
STEP 2: The applicant first collects all the required documents and application forms from the concerned Bank and submits all this to the DDOs.
STEP 3: The collection of documents must contain a due and drawal statement of salary of the Government employee (applicant) which will be duly labeled and cered in the form itself by the DDO concerned.
STEP 4: After checking and observing the application form the bank authorities will decide whether the applicant is eligible or not.
STEP 5: If the bank authority is considered that the applicant is eligible than he will receive the financial assistance transfer directly in his salary account.
Contact Details
- Helpline Number:- 781006
FAQs
Which state launched the Apun Bahan Scheme 2024?
The Assam state government launched the Apun Bahan Scheme Assam 2024.
What is the maximum amount of loan that will be given under the Apun Bahan Scheme Assam 2024?
The maximum loan amount of INR 15 lakh will be given to the selected applicant under the Apun Bahan Scheme Assam 2024.
Who is eligible to avail of the benefits of the Apun Bahan Scheme Assam 2024?
All the Government employees who have served for a total of 7 years are eligible to avail the benefits of the Apun Bahan Scheme Assam 2024.