Indian Prime Minister Narendra Modi announced the start of the PM Vishwakarma 2024. The government will provide several kinds of training under this program to the qualified recipients. The Central Government initiated the PM Vishwakarma 2024 for the benefit of the Indian citizens. Benefits under this system will be given to over 140 castes within the Vishwakarma group. All of the castes in the Vishwakarma community will be able to apply for loans under this initiative. All of them will benefit from a variety of government-provided facilities, all at extremely cheap interest rates. Candidates who meet the requirement ts can apply online for this scheme at pmvishwakarma.gov.in. Keep reading this article to know more.
The objective of PM Vishwakarma Scheme 2024
The PM Vishwakarma Scheme 2024 aims to enhance the quality, scope, and access of craftsmen’s products and services. This program will provide economic empowerment to laundry workers, potters, tailors, goldsmiths, blacksmiths, weavers, and sculptors. In addition to weavers, goldsmiths, blacksmiths, potters, tailors, sculptors, washermen, masons, garland makers, and many other kinds of workers. The Vishwakarma Scheme will help 30 lakh traditional artists and craftsmen nationwide. A platform would be made available for the advertising of brands and market connections under this scheme. This scheme will support digital empowerment and open up opportunities for people. For traditional artists and craftsmen looking to improve their work, this scheme is helpful.
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About pmvishwakarma.gov.in Portal
To support digital empowerment and open up fresh opportunities, a platform for brand promotion and market linkage will be made available. This portal is known as pmvishwakarma.gov.in Portal which is released by the central government of India. The Pradhan Mantri Vishwakarma Yojana, or PM Vishwakarma Gov in Yojana, is a crucial step for traditional craftsmen and artisans to improve their work. The government will offer the qualified recipients of this program a variety of training options. Throughout the course, they will also receive ₹ 500 each day. In addition, ₹15,000 will be transferred by the government to the bank to be used for the purchase of various tool kits.
Helpful Summary of PM Vishwakarma
| Name of the scheme | PM Vishwakarma |
| launched by | Honorable Prime Minister Mr. Narendra Modi |
| Benefits | Toprovide financial support |
| Objective | Promoting employment for small artisans and those who come from economically weaker sections |
| Official website | PM Vishwakarma Portal |
Eligibility Criteria
- To avail of the benefits of this scheme, the age limit should be more than 18 years.
- Under this scheme, candidates from more than 140 castes of Vishwakarma community are eligible.
- The person applying under this scheme must have his/her caste certificate.
- On the date of registration of Pradhan Mantri Vishwakarma Yojana, the related business should not be running and a loan should not be taken under it
- Vishwakarma Yojana Similar credit-based schemes of the Central Government or State Government for self-employment/business development, e.g. PMEGP, PM Swanidhi, Mudra Yojana Registration & Benefits under the scheme shall be restricted to one member of the family to avail the benefits under the scheme, ‘a family’ is defined as husband, wife and unmarried children.
- PM Vishwakarma Yojana 2024 A person in government service and his family members will not be eligible for this. They will be ineligible to get benefits under the scheme
Benefit Components of Vishwakarma
- As part of this plan, you will initially receive ₹1,00,000.
- This means that in addition to having to pay interest on the ₹1,00,000 you must repay it within the allotted 18 months.
- A bank will not guarantee interest on a loan you take out, and even if they did, the interest rate would still be at least 10%.
- However, in this instance, the government will lend you money with no guarantees and a 5% interest rate.
- The government will cover the remaining amount, regardless of the rate.
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Required Documents
- Aadhaar card of the beneficiary
- PAN card of the applicant
- Bank passbook
- Mobile Number
- Passport photo
List of Traders Covered Under PM Vishwakarma
- Laundry workers,
- potters,
- tailors,
- goldsmiths,
- blacksmiths,
- weavers, and
- sculptors will all benefit economically from this scheme.
- Together with many other types of artisans,
- there were also potters,
- Tailors,
- sculptors,
- washermen,
- masons,
- garland makers, and
- weavers.
Silent Features of PM Vishwakarma
- The government will lend money to eighteen different kinds of conventional firms under this program.
- A budget of Rs 13000 crore has been approved by the government for this initiative.
- Only craftsmen and artists will receive ID cards and certificates under the program, giving them a new identity.
- The Vishwakarma community’s castes receive financial support and training through this program, enabling them to find employment.
- The Vishwakarma community’s castes are given low-interest loans under this program, enabling them to start their own businesses and help the nation’s development.
- A ₹300,000 loan is provided under this initiative at a 5% interest rate, while a ₹100,000 loan is given in the first stage, while a ₹200,000 loan is given in the second.
- Craftsmen and skilled artisans are connected to the bank through this initiative, and they are also connected through MSME.
List of Bank and Credit Institutions
- Scheduled commercial banks
- Regional rural banks
- Small finance banks
- Cooperative banks
- Non-banking finance corporations and micro-Finance institutions
Interest Rates Under PM Vishwakarma 2024
- The interest rate on loan received under Vishwakarma Yojana will be 5 percent per annum.
PM Vishwakarma Online Apply 2024
Step 1: You must first visit the PM Vishwakarma Yojana website.
Step 2: To apply for this scheme, go to the official website’s home page and click the Apply button.
Step 3: After that, log in to the CSC portal using your user ID and password. where you will be able to access the application form for this plan.
Step 4: You must first validate this application by entering your Aadhaar number and mobile number. Following that, you must fill out the application form in accordance with the guidelines displayed on the screen.
Step 5: For certain essential documents, you might need to upload scanned copies online. You will then have the choice to download the PM Vishwakarma Certificate; select it and get your certificate downloaded.
Step 6: Your Vishwakarma Digital ID, which you will need to apply for this scheme, is contained in this certificate.
Step 7: Once this is done, you need to click the Login option and provide your registered cellphone number to log in.
Step 8: Following this, the primary application form for this plan will appear before you. You will be requested to provide a variety of information in this, which you must carefully fill out in order to apply for the scheme.
Step 9: In this Section, you have to enter all the personal details in the application form (Name, Father/ Spouse name, Date of birth and Gender, Marital Status, Category).
Step 10: Now in the section you have to enter all Family Details ( Name of Family Member, Relationship, and Aadhar Number)
Step 11: Now in the section you have to enter the Address ( Address, District, State, PIN code).
Step 12: In this Section, you have to enter Profession/Trade Details (Profession/Trade Name, Sub Category, business address)
Step 13: Now Enter the Bank Account Details of Artisian ( Account Number Bank Account Name, IFSC Code, Bank Branch Name)
Step 14: In this Section, you have to enter Credit Support Details ( Enter Amount and Bank Account).
Step 15: Enter Digital Incentive Details (Artisian UPI ID, UPI ID Linked Mobile Number)
Step 15: Enter Skill Training and Tool Kit Details
Step 16: Accept the Declaration and Terms and Conditions
Step 17: After entering all the required information, click on the Submit Button. A Registration Number will be generated.
Type of Login Under PM Vishwakarma
- Csc login
- Admin login
- Verification login
- DPA login
- TP/TC login
Login for PM Vishwakarma
Step 1: To do the Login for PM Vishwakarma visit the official website
Step 2: Then the homepage of the website will open in front of you. On the homepage find Login
Step 3: The Login option is on the right corner. Click on that and a dropdown menu will open click on the type of login you want to do.
Step 4: Then another page will open and here you have to fill in all your details. Then click on submit and you will be logged in.
Contact details
- Toll-free number: 18002677777
Important Download
FAQS
What is PM Vishwakarma scheme?
PM Vishwakarma Yojana is a new scheme launched by the central government which aims to provide support for traditional artisans, craftsmen, weavers, goldsmiths, blacksmiths, washermen, and various other types of workers.
How many people will this scheme benefit?
Vishwakarma Yojana will benefit around 30 lakh traditional artisans, craftsmen, weavers, goldsmiths, blacksmiths, laundry workers, etc. across the country.
What are the benefits under Vishwakarma Yojana?
Under the PM Vishwakarma Yojana, all eligible artisans and craftsmen will get a loan of Rs 1 lakh in the first installment and Rs 2 lakh in the second installment.