The Union Cabinet, led by Prime Minister Narendra Modi, has approved health coverage for all senior citizens aged 70 and above under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). The initiative was announced on September 11, 2024. This scheme provides free health insurance of Rs. 5 lakh per family, benefiting around six crore senior citizens, regardless of their income. All senior citizens aged 70 and above will be eligible for this coverage, which will offer financial protection against medical costs.
A special “Modi health card” will be issued to these citizens under the AB PM-JAY. To apply, senior citizens need a valid Aadhaar number and must register online through the scheme’s portal. Face authentication will be available for easy registration. Initially, there will be a trial phase to address any potential issues, ensuring that elderly citizens can access quality healthcare without financial strain.
What is the Senior Citizen Ayushman Card Scheme?
AB PM-JAY was introduced in September 2018 to offer financial protection and access to quality healthcare for economically vulnerable people, ensuring that no one falls into poverty due to high medical costs. The Senior Citizen Ayushman Card Scheme is a healthcare initiative launched by the government to provide free medical treatment to elderly citizens. Under this scheme, senior citizens aged 70 and above can receive up to Rs. 5 lakh worth of medical care each year in scheduled government and private hospitals. The scheme aims to ease the financial burden of healthcare on senior citizens and ensure they get proper treatment without worrying about high medical costs.
This expansion of the scheme aims to benefit approximately 4.5 crore families, providing healthcare coverage to around six crore senior citizens. Initially, the scheme will undergo a pilot launch to identify and resolve any potential issues. Once fully implemented, it will allow senior citizens to receive cashless treatment in both government and private hospitals.
Also Read: Ayushman Bharat Scheme for Senior Citizens
Helpful Summary of UP Senior Citizen Ayushman Card
| Name of the Scheme | UP Senior Citizen Ayushman Card 2024 |
| Launched By | The Union Cabinet, led by Prime Minister Narendra Modi |
| Launched Date | September 11, 2024 |
| Objective | To provide free medical treatment and financial protection for senior citizens |
| Beneficiaries | Senior citizens aged 70 and above, irrespective of income |
| Benefits | Free access to quality healthcare, reducing financial burden on families |
| Insurance Coverage | Rs. 5 lakh per year per family |
| Year | 2024 |
| Treatment Type | Cashless treatment in empanelled government and private hospitals |
| Card Name | Modi Health Card |
| Implementation | Pilot launch to resolve any initial issues; face authentication available for application |
| Form of Benefit | Health insurance coverage |
| Mode of Application | Online |
| Official Website | Ayushman up Portal |
The objective of the UP Senior Citizen Ayushman Card
The objectives of the scheme are as follows:
- The primary objective of launching this scheme is to provide free health insurance coverage to senior citizens to protect them from high medical costs.
- The scheme aims to ensure that senior citizens have access to quality healthcare services, including hospitalization and treatments.
- The scheme aims to extend benefits to all senior citizens aged 70 and above, regardless of their income or socio-economic status.
- The scheme aims to reduce the financial strain on families caused by healthcare costs, ensuring no one falls into poverty due to medical expenses.
- The scheme aims to promote preventive healthcare measures among senior citizens, leading to early detection and treatment of health issues.
Also Read: pmjay.gov.in List
Eligibility Criteria
To avail the benefit under the scheme, you should fulfill these eligibility criteria:
- Applicant must be a permanent resident of Uttar Pradesh.
- Age of the applicant must be 70 years or older.
- Applicant must possess a valid Aadhaar card for identification.
- Eligible regardless of income or socio-economic status.
- No specific health conditions are required for eligibility.
Benefits of UP Senior Citizen Ayushman Card
Here we have provided some benefits under this scheme, which are as follows:
- The scheme provides coverage of up to Rs. 5,00,000 per eligible family per annum for secondary and tertiary care.
- It includes expenses for a wide range of medical services, ensuring a holistic approach to healthcare.
- The scheme covers costs for medical consultations, examinations, and treatment.
- It includes expenses incurred up to three days before hospitalization.
- It covers the costs of necessary medications and medical consumables.
- It provides coverage for both non-intensive and intensive care services.
- It includes expenses for diagnostic tests and laboratory investigations.
- The scheme covers costs for medical implants when required.
- It provides coverage for hospital accommodation during treatment.
- It includes meal costs during hospitalization.
- It covers complications that may arise during treatment.
- It offers coverage for follow-up care for up to 15 days after discharge.
Also Read: 70+ Senior Citizen Ayushman Card
Required Documents
To avail the benefits under the scheme, candidates should have the following documents:
- Aadhaar Card
- Proof of Age
- Address Proof
- Bank Statement
- Passport Size Photograph
- Mobile Number
Silent Features
Salient Features of the scheme are as follows:
- The scheme is available to all senior citizens aged 70 and above, regardless of income or socio-economic status.
- It provides up to Rs. 5,00,000 in health insurance per eligible family per year for various medical treatments.
- It covers a wide range of medical services, including hospitalization, outpatient treatment, and specialized care.
- It includes coverage for pre-hospitalization expenses (up to three days) and post-hospitalization follow-up care (up to 15 days).
- Encompasses both secondary and tertiary care for various health conditions.
- Eligible beneficiaries can avail the benefits immediately upon registration without any waiting period.
- The application process is online and incorporates face authentication for ease of access.
- A specific online portal will be available for senior citizens to facilitate the registration process and access services.
UP Senior Citizen Ayushman Card Apply Online
To apply for the scheme, application process follows as:
Step 1: Visit the official Ayushman UP website.
Step 2: Scroll down to the Quick Links tab and click on โRegister Yourselfโ on SETU.
Step 3: You will be redirected to the SETU portal.
Step 4: Fill all the mandatory fields in the registration form.
Step 5: After entering the required information, click on the โSubmitโ button.
Step 6: After successful registration, complete your KYC (Know Your Customer) process.
Step 7: Wait for approval from the competent authority.
Step 8: Download Ayushman Card
Step 9: Once approved, return to the portal and click on Download Ayushman Card.
Step 10: Select your state and enter your Aadhaar card number.
Step 11: Verify your identity using the OTP sent to your registered mobile number.
Step 12: Finally, click on the โDownloadโ button to save your Ayushman Card.
Contact Details
- Address: SACHIS, 2nd – 4th Floor, Navchetna Kendra, 10 Ashok Marg, Hazratganj, Lucknow, Uttar Pradesh-226001
- Tel: 1800 1800 4444 / 14555
- Email ID: uprsby[at]yahoo[dot]com
FAQs
What is the UP Senior Citizen Ayushman Card 2024?
The UP Senior Citizen Ayushman Card is a health insurance initiative under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), providing coverage to senior citizens aged 70 and above for medical expenses.
Who is eligible for the Ayushman Card?
All senior citizens aged 70 years and above, regardless of their socio-economic status or income, are eligible to apply for the Ayushman Card.
What benefits does the Ayushman Card provide?
The card offers cashless health insurance coverage of up to Rs. 5,00,000 per year for secondary and tertiary care, including expenses for hospitalization, medicines, diagnostic tests, and post-hospitalization care.
What documents are required to apply?
Applicants need to provide a valid Aadhaar card, proof of age, residence proof, and a completed application form. Recent passport-sized photographs may also be required.
Are there any specific health conditions required for eligibility?
There are no specific health conditions required for eligibility; any senior citizen aged 70 and above can apply.
How will I receive my benefits?
The benefits are provided in a cashless format directly at the healthcare facilities covered under the scheme, eliminating the need for upfront payments.